Privacy Policy

Last updated: July 5, 2026

This Privacy Policy explains how [YOUR LEGAL NAME / ENTITY] (“we,” “us,” “our”) handles information in connection with IV Calculator and the CharTl Agent Suite (the “Service”). By using the Service you agree to this Policy and to our Terms of Service.

1. Information we collect

Account information — if you create an account, we collect your email address and authentication details.
Payment information — paid subscriptions are processed by our third-party payment processor. We do not store your full card details; the processor handles them.
Usage data — the tickers you analyze, feature usage, and basic device and log information (including IP address) used for security, rate limiting, and analytics.
Local storage — we store a small flag in your browser to remember that you acknowledged the educational-use disclaimer, and to remember preferences.

2. How we use information

To provide, maintain, and improve the Service.
To operate accounts, process payments, and enforce usage limits.
To secure the Service and prevent abuse.
To communicate with you about the Service (e.g., transactional emails, and — if you opt in — alerts you configure).

3. Third parties we use

We share information with service providers only as needed to run the Service. These may include our hosting provider, our payment processor, an email delivery provider, and analytics providers. Financial data is retrieved from third-party market-data sources, and analysis text is generated using a third-party AI provider. We do not sell your personal information.

4. Cookies and similar technologies

We use browser local storage and may use cookies for essential functionality (such as keeping you signed in and remembering your disclaimer acknowledgment) and for analytics.

5. Data retention

We retain personal information for as long as your account is active or as needed to provide the Service, comply with legal obligations, resolve disputes, and enforce our agreements. You may request deletion of your account and associated personal data.

6. Your choices and rights

Depending on your location, you may have rights to access, correct, or delete your personal information, or to object to or restrict certain processing. To exercise these rights, contact us at the address below. You can also unsubscribe from non-essential emails at any time.

7. Children

The Service is not directed to, and is not intended for, individuals under 18. We do not knowingly collect personal information from children.

8. Security

We take reasonable measures to protect information, but no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

9. Changes to this Policy

We may update this Policy from time to time. Material changes will be reflected by updating the “Last updated” date above. Continued use of the Service after changes constitutes acceptance.

10. Contact

Questions about this Policy or your data: [YOUR CONTACT EMAIL].