These Terms of Service (“Terms”) are a legal agreement between you and [YOUR LEGAL NAME / ENTITY] (“we,” “us,” “our”), the operator of the Service. By accessing or using the Service, you agree to be bound by these Terms and by our Privacy Policy. If you do not agree, do not use the Service.
The Service applies standard valuation models (such as discounted cash flow) to third-party financial data and produces the same impersonal output for every user. It does not consider your personal financial situation, objectives, or risk tolerance.
The Service is provided “as is” and “as available,” without warranties of any kind, express or implied, including any warranties of accuracy, completeness, reliability, merchantability, or fitness for a particular purpose. Data is sourced from third parties and may be delayed, inaccurate, or incomplete, and model assumptions may not hold. Outputs can be materially wrong. We do not warrant that the Service will be uninterrupted, timely, secure, or error-free.
Investing involves risk, including the possible loss of principal. You are solely responsible for your own investment decisions and for any gains or losses resulting from them. Past or hypothetical performance does not guarantee future results.
To the maximum extent permitted by law, we and our owners, employees, and suppliers will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, investment losses, data, or goodwill, arising out of or relating to your use of (or inability to use) the Service. Our total aggregate liability for any claim relating to the Service will not exceed the greater of the amount you paid us for the Service in the twelve (12) months before the claim, or US$50.
You agree to indemnify and hold us harmless from any claims, losses, liabilities, and expenses (including reasonable legal fees) arising out of your use of the Service, your violation of these Terms, or your violation of any law or the rights of any third party.
The Service relies on data and services provided by third parties. We do not own, control, or guarantee that data, and it may change or become unavailable without notice. We are not responsible for third-party content or services.
You must be at least 18 years old and legally able to enter into these Terms. The Service is not directed to persons in jurisdictions where its use would be contrary to law, and it is your responsibility to comply with local laws.
Paid features, if any, are billed through our third-party payment processor. Prices, plans, and features may change. Except where required by law, fees are non-refundable. You may cancel a subscription at any time; access continues through the end of the paid period.
We may modify or discontinue the Service, and may update these Terms, at any time. Continued use after changes take effect constitutes acceptance of the updated Terms.
These Terms are governed by the laws of [YOUR JURISDICTION — e.g., the State of ____, USA], without regard to conflict-of-law principles. Any dispute will be resolved in the courts located in that jurisdiction, unless otherwise required by applicable law.
Questions about these Terms: [YOUR CONTACT EMAIL].